{"id":16017,"date":"2026-06-25T17:21:04","date_gmt":"2026-06-25T21:21:04","guid":{"rendered":"https:\/\/www.casinotime.ca\/blog\/?p=16017"},"modified":"2026-06-25T17:21:04","modified_gmt":"2026-06-25T21:21:04","slug":"how-to-play-hi-lo-baccarat-live-by-pragmatic-play","status":"publish","type":"post","link":"https:\/\/www.casinotime.ca\/blog\/how-to-play-hi-lo-baccarat-live-by-pragmatic-play","title":{"rendered":"How to play Hi-Lo Baccarat Live by Pragmatic Play"},"content":{"rendered":"\n

Introduction<\/strong><\/h2>\n\n\n\n

Hi-Lo Baccarat <\/strong>is a variation of Baccarat \u2014 one of the oldest and most renowned casino games worldwide. It is particularly popular among high-rollers and players from Asia, favoured for its simplicity and exciting playing experience.<\/p>\n\n\n\n

The objective <\/strong>of the game is to predict which side (Player or Banker) wins by having a hand whose value is closest to 9.<\/p>\n\n\n\n

How to Play<\/strong><\/h2>\n\n\n\n

To play, select a bet amount to bet on Player, Banker, or Tie. You can place or modify your bets until the betting timer runs out.<\/p>\n\n\n\n

The Dealer then deals 4 initial cards in the following order: 1st and 3rd card to the Player\u2019s side and 2nd and 4th card to the Banker\u2019s side. Once the betting timer expires, the Dealer scans 4 initial cards dealt to the Player and Banker, starting with the Player.<\/p>\n\n\n\n

If a 3rd card is needed by either side, the Dealer deals the additional card according to the Third Card Rule <\/strong>explained below.<\/p>\n\n\n\n

When all the necessary cards are dealt to each hand, the game round is complete. The side with a hand value closer to 9 wins. If the value of both hands is equal, the game round ends in a Tie.<\/p>\n\n\n\n

The winning bet spots will be highlighted, and you will be paid according to the type of bets you placed. Your winnings will be displayed on your screen.<\/p>\n\n\n\n

Once the game round is finished, all cards on the table are collected and discarded, and bets are opened for the next game round.<\/p>\n\n\n\n

Card Values<\/strong><\/h2>\n\n\n\n

The game is played with 8 standard 52-card decks.<\/p>\n\n\n\n

Only the numerical value of each card is relevant in the game: the suit of cards (diamonds, hearts, spades, or clubs) is irrelevant.<\/p>\n\n\n\n

Card<\/td>A<\/td>2<\/td>3<\/td>4<\/td>5<\/td>6<\/td>7<\/td>8<\/td>9<\/td>10<\/td>J<\/td>Q<\/td>K<\/td><\/tr>
Point<\/td>1<\/td>2<\/td>3<\/td>4<\/td>5<\/td>6<\/td>7<\/td>8<\/td>9<\/td>0<\/td>0<\/td>0<\/td>0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

The value on the Player and Banker sides is calculated by adding up the points of the cards.<\/p>\n\n\n\n

The maximum possible point score is 9. Each hand’s value is calculated by dropping ten digits in a hand otherwise worth 10 or more.<\/p>\n\n\n\n

For example:<\/p>\n\n\n\n

    \n
  • 5 + 5 = 10 \u2013 10 = 0<\/li>\n\n\n\n
  • 8 + 7 = 15 \u2013 10 = 5<\/li>\n\n\n\n
  • J + K = 0<\/li>\n\n\n\n
  • 1 + 5 + 8 = 14 \u2013 10 = 4<\/li>\n\n\n\n
  • 8 + Q = 8<\/li>\n\n\n\n
  • 9 + 9 = 18 \u2013 10 = 8<\/li>\n<\/ul>\n\n\n\n

    <\/p>\n\n\n\n

    The Third Card Rule<\/strong><\/h2>\n\n\n\n

    There are three cases when a game round is over after dealing 4 cards (Small hand) with no additional cards needed:<\/p>\n\n\n\n

      \n
    • Player\u2019s or Banker\u2019s first 2 cards are equal to 8 or 9 points in total (Natural hand).<\/li>\n\n\n\n
    • Player has 6 points, and Banker has 7 points or vice versa.<\/li>\n\n\n\n
    • Tie on 6, 7, 8 or 9 points.<\/li>\n<\/ul>\n\n\n\n

      <\/p>\n\n\n\n

      If Player and Banker receives an initial two-card hand worth 0-7, the Third Card Rule <\/strong>is consulted to determine if the third card is to be dealt to either of hands. The Player always goes first.<\/p>\n\n\n\n

      For the Player\u2019s hand to draw:<\/p>\n\n\n\n

      If the Player\u2019s two cards total:<\/td>Behaviour<\/td><\/tr>
      0, 1, 2, 3, 4, 5<\/td>Player draws the third card<\/td><\/tr>
      6, 7<\/td>Player stands<\/td><\/tr>
      8, 9 (Natural)<\/td>Both hands stand<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

      For the Banker\u2019s hand to draw:<\/p>\n\n\n\n

        Banker\u2019s initial two cards<\/td>Value of third card drawn by Player<\/td><\/tr>
      No third card<\/td>  0<\/td>  1<\/td>  2<\/td>  3<\/td>  4<\/td>  5<\/td>  6<\/td>  7<\/td>  8<\/td>  9<\/td><\/tr>
      0<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
      1<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td><\/tr>
      2<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td><\/tr>
      3<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>S<\/td>D<\/td><\/tr>
      4<\/td>D<\/td>S<\/td>S<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>D<\/td>S<\/td>S<\/td><\/tr>
      5<\/td>D<\/td>S<\/td>S<\/td>S<\/td>S<\/td>D<\/td>D<\/td>D<\/td>D<\/td>S<\/td>S<\/td><\/tr>
      6<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>D<\/td>D<\/td>S<\/td>S<\/td><\/tr>
      7<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td><\/tr>
      8<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td><\/tr>
      9<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td>S<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

      D – Draw; S – Stand<\/p>\n\n\n\n

      If the Player\u2019s first two cards equal 6 or 7 points in total, but the Banker\u2019s first two cards equal 0, 1, 2, 3, 4 or 5 points in total, the Banker must draw an extra card.<\/p>\n\n\n\n

      Main Bets<\/strong><\/h2>\n\n\n\n

      The main bets are Player, Banker, and Tie. The hand that has the highest total card value wins. If the value of cards for Player and Banker hands is equal, it is a Tie and you win, if your bet was placed on Tie.<\/p>\n\n\n\n

      Bets can be placed on the betting grid, displayed on your screen. A winning bet on Player <\/strong>is paid at 1:1<\/strong>.<\/p>\n\n\n\n

      A winning bet on Banker <\/strong>is paid at 0.95:1<\/strong>.<\/p>\n\n\n\n

      A winning bet on Tie <\/strong>bet is paid at 8:1<\/strong>. In the event of a Tie, bets on Player and Banker will not lose and will be pushed.<\/p>\n\n\n\n

      Placing bets on the Player and Banker betting spots may be a subject to opposite betting blocking.<\/p>\n\n\n\n

      Side Bets<\/strong><\/h2>\n\n\n\n

      In addition to the main bets, you can also bet on the optional side bets. Betting on side bets requires placing a main bet first. You can bet on any or all side bets in the same game round.<\/p>\n\n\n\n

        \n
      • Player Over 5.5<\/li>\n\n\n\n
      • Player Under 5.5<\/li>\n\n\n\n
      • Banker Over 5.5<\/li>\n\n\n\n
      • Banker Under 5.5<\/li>\n<\/ul>\n\n\n\n

        <\/p>\n\n\n\n

        Betting limits apply to all side bets. Additional restrictions may be applied to the maximum bet on side bets after a specific number of rounds. This amount will not exceed a set percentage of the cumulated main bets. See Payouts & Limits <\/strong>for more information.<\/p>\n\n\n\n

        Player Over\/Under 5.5<\/h4>\n\n\n\n

        The Player Over\/Under 5.5 side bets are settled according to the Player hand\u2019s total value after all cards are dealt, regardless of whether the hand wins, loses or the round ends in a tie.<\/p>\n\n\n\n

        The Player Over 5.5 <\/strong>side bet wins when the Player has a total score of 6 or higher<\/strong>. The Player Under 5.5 <\/strong>side bet wins when the Player has a total score of 5 or lower<\/strong>.<\/p>\n\n\n\n

        Outcome<\/td>Payout<\/td><\/tr>
        Player has a total score of 6 or higher<\/td>0.75:1<\/td><\/tr>
        Player has a total score of 5 or lower<\/td>1:1<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

        Banker Over\/Under 5.5<\/strong><\/h4>\n\n\n\n

        The Banker Over\/Under 5.5 side bets are settled according to the Banker hand\u2019s total value after all cards are dealt, regardless of whether the hand wins, loses or the round ends in a tie.<\/p>\n\n\n\n

        The Banker Over 5.5 <\/strong>side bet wins when the Banker has a total score of 6 or higher<\/strong>. The Banker Under 5.5 <\/strong>side bet wins when the Banker has a total score of 5 or lower<\/strong>.<\/p>\n\n\n\n

        Outcome<\/td>Payout<\/td><\/tr>
        Banker has a total score of 6 or higher<\/td>0.85:1<\/td><\/tr>
        Banker has a total score of 5 or lower<\/td>0.90:1<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

        Placing Bets<\/strong><\/h2>\n\n\n\n

        The Table Name <\/strong>indicates the table you are currently playing at, and the Table Limits show the minimum and maximum bets allowed at the table.<\/p>\n\n\n\n

        When clicking\/tapping this area, the Payouts & Limits <\/strong>window opens, showing the minimum and maximum limits and payout odds for each bet type.<\/p>\n\n\n\n

        \"\"The Game Information Indicator <\/strong>informs you of the game status.<\/p>\n\n\n\n

        While the timer is displayed, you may place and modify your bets.<\/p>\n\n\n\n

        The Chip Display <\/strong>allows you to select the value of the chips you wish to bet with. Only chip values that can be covered with your current Balance are available.<\/p>\n\n\n\n

        \"\"<\/figure>\n\n\n\n

        \"\" The Rebet <\/strong>button allows you to repeat the same bets from the previous game round. Once you have clicked\/tapped the Rebet button, the Double and Undo buttons are enabled.<\/p>\n\n\n\n

        \"\" The Double <\/strong>button doubles all your placed bets. Every click\/tap doubles your bets up to the maximum limit.<\/p>\n\n\n\n

        \"\" The Undo <\/strong>button removes the last bet you placed. This button is available only during the betting time. Once bets are closed, you will not be able to undo or change your bets. Clicking\/tapping the Undo button repeatedly removes bets one by one, with the most recent bet removed first.<\/p>\n\n\n\n

        \"\" The Balance indicator <\/strong>shows your available funds and currency. Your balance has to be sufficient to cover all your placed bets.<\/p>\n\n\n\n

        If your balance is not updated (after placing bets, losing or winning), please refresh your game.<\/p>\n\n\n\n

        \"\" The Cashier <\/strong>button opens the Cashier window for deposits and withdrawals. On mobile devices, the Cashier button is available inside the game Menu.<\/p>\n\n\n\n

        \"\" The Total Bet <\/strong>indicator shows the total value of all bets placed in the current game round.<\/p>\n\n\n\n

        Baccarat Multiplay<\/strong><\/h2>\n\n\n\n

        Baccarat Multiplay <\/strong>mode allows you to play on multiple Baccarat tables simultaneously within a single window. You can monitor the game progress at each table, analyse game statistics, and select your preferred road patterns.<\/p>\n\n\n\n

        Entering Baccarat Multiplay mode<\/strong><\/h4>\n\n\n\n

        Baccarat Multiplay mode, available on mobile and desktop devices, can be launched from the Baccarat Lobby or any Baccarat table.<\/p>\n\n\n\n

        To access this mode from the Lobby, simply click\/tap the Play Now <\/strong>button. This will replace the Lobby view with a window that displays all available Baccarat tables for Multiplay.<\/p>\n\n\n\n

        After entering the Multiplay mode, you will see a list of all the Baccarat tables that are currently available.<\/p>\n\n\n\n

        \"\" To enter Baccarat Multiplay mode from a currently opened table, click\/tap the MULTIPLAY mode icon.<\/p>\n\n\n\n

        Multiplay mode is then launched in a small window. <\/p>\n\n\n\n

        \"\" To close the Multiplay mode window, click\/tap the X<\/strong>.<\/p>\n\n\n\n

        Once Baccarat Multiplay is launched, a Multiplay panel opens featuring two tabs: All Tables <\/strong>and Good Roads<\/strong>. The All Tables tab is opened automatically, displaying all available Baccarat tables where you can observe road trends and sort the tables for the longest streaks.<\/p>\n\n\n\n

        \"\"<\/figure>\n\n\n\n

        \"\"Click\/tap the Refresh <\/strong>button to sort the tables easily by the longest streak for your chosen road view. The number in a red badge indicates the number of new tables with the longest streak since the last table list refresh.<\/p>\n\n\n\n

        Good Roads<\/strong><\/h4>\n\n\n\n

        In the Good Roads <\/strong>tab, tables are displayed based on enabled default or custom winning streak patterns. When any monitored Baccarat table matches any of your tracked patterns, it will appear in this tab. Once a table’s streak no longer aligns with your set patterns, it is removed from the Good Roads tab.<\/p>\n\n\n\n

        When placing bets in the All Tables tab, the Good Roads <\/strong>tab will display a notification if a table matching any of your patterns appears.<\/p>\n\n\n\n

        Settings and preferences for patterns can be configured under Good Roads Settings<\/strong>. There are two sections in Good Roads Settings:<\/p>\n\n\n\n

          \n
        • Default <\/strong>\u2014 contains 12 preset patterns. These patterns cannot be edited or deleted.<\/li>\n\n\n\n
        • Custom <\/strong>\u2014 this is where you can add up to 9 patterns you create.<\/li>\n<\/ul>\n\n\n\n

          <\/p>\n\n\n\n

          \"\" \u2014 Pattern is enabled<\/td><\/tr>
          \"\" \u2014 Pattern is disabled<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

          Good Roads Custom Builder<\/strong><\/h4>\n\n\n\n

          The Good Roads Custom Builder <\/strong>allows you to create, save, and track customised streak patterns on 6×8 Big Road grids.<\/p>\n\n\n\n

          Click\/tap Create New <\/strong>to add a custom pattern.<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          The first pattern you create will appear as \u201cMy Pattern 1\u201d. You can change the name, save, delete, and edit patterns using controls displayed on the grid.<\/p>\n\n\n\n

          \"\" Click\/tap the Banker <\/strong>(red) and Player <\/strong>(blue) buttons to mark outcomes on your custom road pattern.<\/p>\n\n\n\n

          Click\/tap the Undo <\/strong>button to revert the last change and make sure to save (checkmark) your pattern before exiting.<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Good Roads tracking<\/strong><\/h4>\n\n\n\n

          The Multiplay feature allows you to track up to 9 custom patterns and the following 12 default Good Roads:<\/p>\n\n\n\n

          Streak Player<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Streak Banker<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Ping Pong Player<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Ping Pong Banker<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          One Two Player<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          One Two Banker<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Sandwich Player<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Sandwich Banker<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Separated Player<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Separated Banker<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Switch with Player<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          Switch with Banker<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          \"\" Click\/tap the Good Roads Settings <\/strong>button to select the Good Road patterns you wish to track, you will be automatically notified when the selected patterns occur.<\/p>\n\n\n\n

          Placing Bets<\/strong><\/h2>\n\n\n\n

          The bets can be placed at any table on the main bet spots Player, Banker, and Tie until the betting timer runs out. Other side bets can be enabled via additional settings.<\/p>\n\n\n\n

          \"\"<\/figure>\n\n\n\n

          The Total Bet <\/strong>placed on a table is shown next to the table limits after placing a chip on any bet spot. The minimum bet limit <\/strong>is shown at the bottom left of each table\u2019s Multiplay game panel.<\/p>\n\n\n\n

          The Chip Display <\/strong>allows you to select the value of the chips you wish to bet with. Only chip values that can be covered with your current Balance are available.<\/p>\n\n\n\n

          \"\" The Rebet <\/strong>button allows you to repeat the same bets from the previous game round. Once you have clicked\/tapped the Rebet button, the Double and Undo buttons are enabled.<\/p>\n\n\n\n

          \"\" The Double <\/strong>button doubles all your placed bets. Every click\/tap doubles your bets up to the maximum limit.<\/p>\n\n\n\n

          \"\" The Undo <\/strong>button removes the last bet you placed. This button is available only during the betting time. Once bets are closed, you will not be able to undo or change your bets. Clicking\/tapping the Undo button repeatedly removes bets one by one, with the most recent bet removed first.<\/p>\n\n\n\n

          \"\" The Star <\/strong>icon in the top corner of each Multiplay game panel, pins the table to the top of your Multiplay table list. Click\/tap to pin\/unpin the table at any time. When a game is pinned, the star is golden.<\/p>\n\n\n\n

          \"\" To see the rest of the available options for a particular table, click\/tap the Table Settings <\/strong>icon.<\/p>\n\n\n\n

          A drop-down Menu then opens and includes the following options:<\/p>\n\n\n\n

            \n
          • Pin Table <\/strong>\u2013 click\/tap to pin tables to the top of the list and exclude them from being sorted by the longest streak. You can unpin them at any time.<\/li>\n\n\n\n
          • Table Limits <\/strong>\u2013 click\/tap to view the limits of this table.<\/li>\n\n\n\n
          • Join Table <\/strong>\u2013 click\/tap to join the table and play in full view.<\/li>\n\n\n\n
          • Hide Table <\/strong>\u2013 click\/tap to hide the selected table from the existing table list. You can always unhide it via Settings<\/strong>.<\/li>\n<\/ul>\n\n\n\n

            <\/p>\n\n\n\n

            When the betting timer is over, the cards are dealt.<\/p>\n\n\n\n

            Once the game result is determined, the tables you have won at are highlighted. Your payout is calculated based on your placed bet types.<\/p>\n\n\n\n

            Managing video stream<\/strong><\/h4>\n\n\n\n

            \"\" Click\/tap the Video <\/strong>icon to switch the video stream on\/off at any table.<\/p>\n\n\n\n

            \"\" You can activate the video stream for only one table at a time. This table is automatically placed at the top of the window. If the video is muted, use the sound toggle to unmute.<\/p>\n\n\n\n

            Game Settings<\/strong><\/h4>\n\n\n\n

            \"\" Click\/tap the Settings <\/strong>button in the Multiplay window and open the Game <\/strong>tab.<\/p>\n\n\n\n

            Here, you can adjust your game preferences, including:<\/p>\n\n\n\n

              \n
            • Side bets<\/li>\n\n\n\n
            • Only roads view<\/li>\n\n\n\n
            • Extra statistics<\/li>\n\n\n\n
            • Scoreboard themes<\/li>\n<\/ul>\n\n\n\n

              <\/p>\n\n\n\n

              Additionally, under the Game <\/strong>tab you can hide\/unhide tables from the existing table list in Multiplay.<\/p>\n\n\n\n

              Light\/Dark Scoreboards<\/strong><\/h4>\n\n\n\n

              \"\" Scoreboards are displayed in the Light theme as default. You can click\/tap the Light\/Dark theme button to enable\/disable the Dark scoreboards.<\/p>\n\n\n\n

              Managing Road statistics<\/strong><\/h4>\n\n\n\n

              In the Multiplay mode, you have two viewing options for Baccarat table statistics: Big Road <\/strong>or Derivatives.<\/p>\n\n\n\n

              \"\" Click\/tap the Roads <\/strong>button to switch between the two. The Big Road is displayed by default for all Baccarat tables.<\/p>\n\n\n\n

              Menu items in Multiplay<\/strong><\/h4>\n\n\n\n
                \n
              • Lobby<\/strong><\/li>\n\n\n\n
              • Cashier <\/strong>(if applicable)<\/li>\n\n\n\n
              • Player History<\/li>\n\n\n\n
              • Baccarat Game Help <\/strong>\u2013 includes the guide to Multiplay mode.<\/li>\n\n\n\n
              • Click\/tap the Settings <\/strong>button to open the Settings window allowing you to select your preferences.<\/li>\n\n\n\n
              • Click\/tap the Full Screen <\/strong>button to launch the Full Screen mode. To exit this mode, click\/tap the button again or use the \u201cEsc\u201d key on your keyboard.<\/li>\n<\/ul>\n\n\n\n

                <\/p>\n\n\n\n

                \"\" On mobile devices, these items can be found under the Menu<\/strong>.<\/p>\n\n\n\n

                Roadmaps<\/strong><\/h2>\n\n\n\n

                Baccarat trends and streaks are recorded on \u201croads\u201d. These pictorial representations of past round results and other statistics regarding the current shoe may serve as a guide but are not indicative of future outcomes.<\/p>\n\n\n\n

                A Baccarat roadmap begins when the first game round of the new shoe is dealt and continues until the cutting card appears. When the last hand of the shoe is dealt, all current record in the roadmap is cleared.<\/p>\n\n\n\n

                When a new shoe is started, the process starts from the beginning. There are five traditional roads available:<\/p>\n\n\n\n

                  \n
                • Big Road<\/li>\n\n\n\n
                • Big Eye Boy<\/li>\n\n\n\n
                • Small Road<\/li>\n\n\n\n
                • Cockroach Road<\/li>\n\n\n\n
                • Bead Plate<\/li>\n<\/ul>\n\n\n\n

                  <\/p>\n\n\n\n

                  Big Road<\/strong><\/h4>\n\n\n\n

                  The Big Road <\/strong>is the main road which all other roads are derived from. Symbols on the Big Road:<\/p>\n\n\n\n

                    Icons<\/td>\"\"<\/td>  \"\"<\/td>  \"\"<\/td>  \"\"<\/td>  \"\"<\/td>  \"\"<\/td><\/tr>
                  Meaning<\/td>Player won<\/td>Banker won<\/td>Tie won after Banker<\/td>2 consecutive Ties<\/td>Player Pair won<\/td>Banker Pair won<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

                  When the shoe begins, the first result is recorded in the top-left corner of the Big Road. If the next result is the same side as the first, it is recorded under it. Otherwise, a new column is started, and it continues in the same way throughout the entire shoe. As a result, the Big Road becomes a series of columns of empty circles \u2013 blue for Player and red for Banker.<\/p>\n\n\n\n

                  \"\"<\/figure>\n\n\n\n

                  On the Big Road, a Tie is not displayed in a separate cell, but simply as a green line across the most recent result. If there are multiple ties, a small number is displayed next to the green line, representing the number of ties. If a Tie occurs before there has been a result in favour of the Banker or Player, the green Tie line is shown in the very top-left cell on the grid, and when the first Banker or Player result is known, that circle is shown in the same cell under the Tie line.<\/p>\n\n\n\n

                  If there are more than six consecutive Banker or Player wins, it is called \u201cthe dragon\u201d. Thus, a popular Baccarat strategy is to \u201cfollow the dragon\u201d and take this trend into account when betting.<\/p>\n\n\n\n

                  \"\"<\/figure>\n\n\n\n

                  The Derived Roads<\/strong><\/h4>\n\n\n\n

                  The Big Eye Boy<\/strong>, Small Road <\/strong>and Cockroach Road <\/strong>are all derived from the Big Road and show the various patterns in it. Derived roads serve as the \u201cpredictive roads\u201d and show whether there were any patterns.<\/p>\n\n\n\n

                  The derived roads are built of red and blue symbols: empty circles for the Big Eye Boy, solid circles for the Small Road, and slashes for the Cockroach Road.<\/p>\n\n\n\n

                  The red and blue symbols do not correspond to Banker or Player. Red indicates that there is a pattern, and blue indicates that the shoe is \u201cchoppy\u201d with no pattern.<\/p>\n\n\n\n

                  \"\"<\/figure>\n\n\n\n

                  The derived roads do not start at the very beginning of the shoe. They start with the hand following the first hand in the second, third and fourth columns of the Big Road:<\/p>\n\n\n\n

                    \n
                  • For Big Eye Boy<\/strong>: the second result in the second column.<\/li>\n\n\n\n
                  • For Small Road<\/strong>: the second result in the third column.<\/li>\n\n\n\n
                  • For Cockroach Road<\/strong>: the second result in the fourth column.<\/li>\n<\/ul>\n\n\n\n

                    <\/p>\n\n\n\n

                    Once a derived road starts, an additional red or blue symbol is added to that road after every hand. Click\/tap on any of the derived roads to zoom in on the road content.<\/p>\n\n\n\n

                    Bead Plate<\/strong><\/h4>\n\n\n\n

                    The Bead Plate <\/strong>is an exact representation of every hand of the shoe. A Tie <\/strong>is shown in a separate cell in the Bead Plate and is marked with a green circle.<\/p>\n\n\n\n

                      Icons<\/td>  \"\"<\/td>  \"\"<\/td>  \"\"<\/td>  \"\"<\/td>  \"\"<\/td><\/tr>
                    Meaning<\/td>Player won<\/td>Banker won<\/td>Tie won<\/td>Player Pair won<\/td>Banker Pair won<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

                    The first symbol appears in the top-left corner of the grid, and the road is filled vertically down through all six cells of the column. A new column is begun once the previous column has been filled, irrespective of the result of each hand.<\/p>\n\n\n\n

                    By clicking\/tapping on the Bead Plate statistics area, you will see the results, represented by letters, corresponding to the winning result (Player, Banker, Tie) or with numbers corresponding to the value of the winning hand.<\/p>\n\n\n\n

                    \n
                    \"\"<\/figure>\n\n\n\n
                    \"\"<\/figure>\n<\/div>\n\n\n\n

                    Roadmap Probing (Ask Player, Ask Banker)<\/strong><\/h4>\n\n\n\n

                    Roadmap Probing helps players in predicting the outcome of the next round. It shows the trends in the Big Road, Big Eye Boy, Small Road, Cockroach Road and Bead Plate if either a Player or a Banker result were added.<\/p>\n\n\n\n

                    Click\/tap the Ask Player <\/strong>or Ask Banker <\/strong>button to see the trends, if the next result were a Player or Banker win, respectively.<\/p>\n\n\n\n

                    \"\"<\/figure>\n\n\n\n

                    The symbols on the buttons represent the most recent symbol in each of the derived roads.<\/p>\n\n\n\n

                    Navigation Controls<\/strong><\/h2>\n\n\n\n

                    \"\" The Lobby <\/strong>button can be selected at any time from any game. It allows you to easily change the game table, select any other live game or simply leave the table. You will not be removed from your current table until you have selected the new game table you wish to join. You can use the Lobby to browse other games while remaining at the current table. Once on the Lobby page, please click\/tap the Back to game <\/strong>button to exit the Lobby page and return to your open table.<\/p>\n\n\n\n

                    Multi-Table Play<\/strong><\/h4>\n\n\n\n

                    Join multiple game tables simultaneously in the same browser window!<\/p>\n\n\n\n

                    After entering a game table, click the +TABLE button in the game and choose up to four tables you would like to join or go to LOBBY and use the +TABLE button next to your preferred tables to join them.<\/p>\n\n\n\n

                    Note: some tables may not offer multi-table play mode and will not display a +TABLE button.<\/p>\n\n\n\n

                    \"\"<\/figure>\n\n\n\n

                    Once you have joined multiple tables, you can resize the entire browser window but not each game table separately.<\/p>\n\n\n\n

                    To leave a table, simply click\/tap the X button. Exiting one table does not affect your participation in others.<\/p>\n\n\n\n

                    Joining the same table from a different device or browser will automatically exit you from the table on the first device. Clicking directly on a table icon instead of the +TABLE button will switch tables without adding a new one.<\/p>\n\n\n\n

                    \"\" Clicking\/tapping the Chat <\/strong>button opens the chat window. You can chat with the Dealer and other players. The dealer will communicate with you directly and answer any questions regarding the game.<\/p>\n\n\n\n

                    \"\" If you wish to speak with the Live Support<\/strong>, please select the corresponding chat room by clicking\/tapping the Support <\/strong>button, and you will be assisted in a private chat.<\/p>\n\n\n\n

                    Chat messages are monitored by dedicated Customer Support personnel at all times. Players who misuse Chat by abusing the Dealer or other players, or by using inappropriate and\/or offensive language might have their chat privileges disabled.<\/p>\n\n\n\n

                    \"\" Clicking\/tapping the Volume Control <\/strong>button opens a slider and lets you adjust the sound volume at your table. Click\/tap the Volume control button to mute the sound. To unmute, click\/tap the Volume Control button icon again.<\/p>\n\n\n\n

                    \"\" Click\/tap the History <\/strong>button to launch a window showing details of your gaming activity. By default, it will open your history for today.<\/p>\n\n\n\n

                    Simply select a game round from the list to review it in detail, arranged by game round information and information about bets.<\/p>\n\n\n\n

                    \"\" Clicking\/tapping the Game Help <\/strong>button opens the Help window.<\/p>\n\n\n\n

                    \"\" Click\/tap the Settings <\/strong>button to open the Settings window allowing you to select your preferences.<\/p>\n\n\n\n

                    Under the tab General following settings are available:<\/p>\n\n\n\n

                      \n
                    • Video stream on\/off<\/li>\n\n\n\n
                    • Manage video quality<\/li>\n\n\n\n
                    • Manage video sounds<\/li>\n\n\n\n
                    • Manage game sound effects<\/li>\n<\/ul>\n\n\n\n

                      <\/p>\n\n\n\n

                      Under the Game tab the following settings are available:<\/p>\n\n\n\n

                        \n
                      • Show\/hide betting statistics<\/li>\n\n\n\n
                      • Show\/hide hand totals settings on betboard<\/li>\n\n\n\n
                      • Enable\/disable Dark scoreboards mode<\/li>\n\n\n\n
                      • Enable\/disable Extra side bets<\/li>\n<\/ul>\n\n\n\n

                        <\/p>\n\n\n\n

                        Enabled side bets can be disabled only if they are not covered by bets. Hand totals on the betboard are hidden by default.<\/p>\n\n\n\n

                        \"\" Clicking\/tapping the Classic View <\/strong>button changes the game view to Classic mode, showing the video inside a small frame. Below the video, the virtual table with graphical cards displayed for each side will be available.<\/p>\n\n\n\n

                        The game interface may change automatically to Classic mode if your internet connection is slow or unstable. If this happens, the video will be automatically set to Low video resolution<\/strong>.<\/p>\n\n\n\n

                        \"\" Click\/tap the Full Screen <\/strong>button to launch the Full Screen mode. To exit this mode, click\/tap the button again or use the \u201cEsc\u201d key on your keyboard.<\/p>\n\n\n\n

                        In portrait mode on mobile, click\/tap on the Immersive icon to switch to the immersive game view that hides the roads.<\/p>\n\n\n\n

                        \n
                        \"\"<\/figure>\n\n\n\n
                        \"\"<\/figure>\n<\/div>\n\n\n\n

                        Subtitles<\/strong><\/h2>\n\n\n\n

                        \"\"Subtitles may not be completely accurate. Please refer to the information from the in-game user interface as the primary source.<\/p>\n\n\n\n

                        Card Shuffle and Change<\/strong><\/h2>\n\n\n\n

                        Deck shuffling occurs once the cutting card is removed from the shoe and the game round has been completed.<\/p>\n\n\n\n

                        When the cutting card appears during the play, it will be removed. The Dealer then informs that this is the last hand of the shoe, thus completing the hand. Upon completing this hand, no more cards are dealt until the shoe change or shuffle procedure occurs.<\/p>\n\n\n\n

                        Cards are shuffled by a Shuffler on the shuffling table or by the Dealer at the gaming table, according to the shuffling procedure.<\/p>\n\n\n\n

                        The shoe change procedure can be initiated before the cutting card is removed at the sole discretion of the shift management.<\/p>\n\n\n\n

                        The card change procedure occurs once every 24 hours or, additionally, in the following cases:<\/p>\n\n\n\n

                          \n
                        • Table has been opened after a period of inactivity.<\/li>\n\n\n\n
                        • Video stream was unavailable at the table.<\/li>\n\n\n\n
                        • More than three cards fell on the floor during the game round.<\/li>\n\n\n\n
                        • A card with a defective barcode is present in the shoe.<\/li>\n<\/ul>\n\n\n\n

                          <\/p>\n\n\n\n

                          Game Inconveniences<\/strong><\/h2>\n\n\n\n

                          If there is an error in the game, system, game procedure or transaction activity, the game round will be temporarily paused, and the Shift manager immediately notified. You and other players will be informed by an on-screen notification that the issue is being investigated.<\/p>\n\n\n\n

                          If the error can be immediately resolved, the game round will continue as usual. If immediate resolution is not possible, the game round will be cancelled, and initial bets will be refunded to all players who participated in the game round.<\/p>\n\n\n\n

                          If you wish to discuss any game related issues, please contact Live Support, providing your Game name<\/strong>.<\/p>\n\n\n\n

                          Disconnection Policy<\/strong><\/h2>\n\n\n\n

                          Pragmatic Play Live Casino services are delivered over the Internet, and occasionally disconnections may occur.<\/p>\n\n\n\n

                          After being disconnected<\/strong>, check your winnings in the History <\/strong>window. If you have any questions regarding the game outcomes, please contact Live Support within the game or Casino Customer Support, providing your Game Name<\/p>\n\n\n\n

                          <\/p>\n","protected":false},"excerpt":{"rendered":"

                          Introduction Hi-Lo Baccarat is a variation of Baccarat \u2014 one of the oldest and most renowned casino games worldwide. It is particularly popular among high-rollers and players from Asia, favoured for its simplicity and exciting playing experience. The objective of the game is to predict which side (Player or Banker) wins by having a hand […]<\/p>\n","protected":false},"author":5,"featured_media":16020,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_ctmj_jurisdictions":[],"footnotes":""},"categories":[48],"tags":[43],"class_list":["post-16017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-to-play-live-baccarat","tag-live-baccarat"],"yoast_head":"\nHow to play Hi-Lo Baccarat Live by Pragmatic Play | Casino Time Blog | Ontario, Canada | Casino Time Blog | Ontario, Canada | Casino Time Blog | Ontario, Canada<\/title>\n<meta name=\"robots\" content=\"index,follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ontario.casinotime.ca\/blog\/wp-json\/wp\/v2\/posts\/16017\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to play Hi-Lo Baccarat Live by Pragmatic Play | Casino Time Blog | Ontario, Canada | Casino Time Blog | Ontario, Canada\" \/>\n<meta property=\"og:description\" content=\"Introduction Hi-Lo Baccarat is a variation of Baccarat \u2014 one of the oldest and most renowned casino games worldwide. 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The objective of the game is to predict which side (Player or Banker) wins by having a hand […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ontario.casinotime.ca\/blog\/wp-json\/wp\/v2\/posts\/16017\" \/>\n<meta property=\"og:site_name\" content=\"Casino Time Blog | Ontario, Canada\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-25T21:21:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.casinotime.ca\/blog\/wp-content\/uploads\/2026\/06\/1-\u2013-75.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"436\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sai Sravanthi Poleboina\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Casino Time Blog | Ontario, Canada | Casino Time Blog | Ontario, Canada\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" 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